FREQUENTLY ASKED QUESTIONS

How do I make a contribution to my Self-Directed IRA?

There are two ways to contribute funds. By check, made payable to your IRA (Vantage FBO Your Name) and submitted with a Deposit Coupon. When submitting funds electronically, reference our Incoming Wire, ACH, and Check Delivery Instructions to ensure proper identification of the funds when they are received by our office.

When will my funds be available?

Funds received via personal check will be placed on a five business day hold. Funds received via bank draft will be placed on a two business day hold. Funds received via wire or cashier’s check will be available the next business day following their deposit into your IRA.

What is my contribution deadline for each tax year?

The deadline will be based on your account type. Please visit www.IRS.gov for more details.

Traditional, Roth: Tax filing deadline (no extensions)

SEP: Tax filing deadline (including extensions)

Simple (employee): Calendar year

Simple (employer): Tax filing deadline (including extensions)

How do I determine if I am eligible to make a contribution?

Your contribution limit considers various factors including age, income limits and account type. Please visit www.IRS.gov for more details.