Important End of Year Transaction Deadlines

 |  General Self-Directed IRAs
Transaction Deadlines

By J.P. Dahdah, Founder & CEO of Vantage

As the end of the year quickly approaches, we want to make you aware of some important transaction deadlines. To ensure we have the ability to complete your transaction on time, documents must be received in good order by the following dates: 

December 1, 2025
Roth IRA conversion (requiring a NEW Vantage Roth IRA)
December 5, 2025
Roth IRA conversion (using existing Vantage IRA accounts)
December 5, 2025
IRA Distribution for a 2025 Required Minimum Distribution (as applicable)
December 5, 2025
Re-registration documentation for in-kind assets being converted/distributed in 2025
December 23, 2025
Last day for 2025 transaction processing of outgoing cash transactions
January 5, 2026
2025 Fair Market Valuation form and substantiating documents
April 15, 2026 2025 IRA contributions into Traditional or Roth IRA accounts


You can expect to receive the following documents from Vantage:
 

February 2026 2025 Annual Statement as of December 31 (mailed by January 31, 2026)
February 2026 1099R Form (mailed by January 31, 2026)
June 2026 5498 Form (mailed by May 31, 2026)