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What Do YOU Want To Invest In?

If you’ve always believed that there was more out there than just traditional investments, you were right! There are indeed alternative ways to build wealth for your family. That is the value of a truly Self-Directed IRA — you can place your tax-favored savings into the investments you understand and feel most comfortable with. At Vantage, our job is not to highlight the benefits of investing in alternative assets as a wealth building strategy, but rather, to make you aware of and comfortable with the fact that it is permissible.

  • Taking Control of Your IRA

    Congratulations! Like thousands of investors, you value controlling the most powerful retirement vehicle available to Americans. A Self-Directed IRA offers you the freedom to indulge in the non-traditional assets that best fit your retirement plan. Alternative assets such as Real Estate, Precious Metals, Private Companies, and Private Lending, among others, can provide protection against the volatile cycles of stock, mutual fund, and bond markets. Because alternative assets are not dependent upon overall market activity to achieve favorable returns, they can enable capital preservation and growth by increasing diversification, minimizing risks*, and improving overall long-term potential returns. Bulls? Bears? With a Vantage Self-Directed IRA, you can ride them all, regardless of marketplace!

    Although alternative assets can provide risk-reward opportunities not readily found in traditional stock and bond investments, knowledge of the individual risks related to your investment choices is critical. Savvy and novice investors alike should continuously educate themselves. At Vantage, we make that process simple by offering a multitude of FREE workshops designed around the empowering concepts that directly support your journey to a more financially secure IRA.

  • Maintaining Your Tax-Deferred Account Status

    Because your Vantage Self-Directed IRA is a trust account for your benefit when you retire, your entire transaction – regardless of investment type – must flow through your self-directed account. If you are purchasing property, for example, the escrow must be opened in the IRA account name. Earnest money deposits are paid from the IRA, all vesting is for the benefit of your IRA, and all investment expenses are paid from the IRA. When you invest through a self-directed account, your IRA, not you, owns the investment. You own the account. Taking control of your retirement requires your vigilance in ensuring that your self-directed transactions don’t disqualify your IRA and subject it to taxation and penalties.

  • Self-Dealing and Prohibited Transactions

    In general terms, self-dealing refers to a transaction that can benefit you personally (instead of your IRA). A prohibited transaction is any improper use of your IRA by you or any disqualified person (party related to your IRA). Internal Revenue Code Section 4975 states: An IRA cannot engage in any transaction (direct or indirect) with anybody or anything considered related to the IRA.While the tax code allows you to invest your IRA monies in almost anything within limits, there are a few exceptions to be aware of. Internal Revenue Code Section 408 offers more information on these prohibited investments. Don’t let our references to the Internal Revenue Codes intimidate you. We note them here to provide a direct source of the Federal regulations that you need to review and consider. The rules are not as complex as they may seem or as others may lead you to believe. Do you need someone to help you make sense of it all? The comforting voice of one of our knowledgeable staff is available to assist you.

We Invite You To Call Us or Attend One Of Our FREE Workshops To Learn More

*All investments involve risk. There are no guarantees that alternative asset investments will increase returns and minimize losses. Like traditional investments, there are inherent risks of investing in alternative assets and many hold the opportunity to lose most or all money invested.